Testimonials

"I was 39 years old when I woke up one day and found myself a single mother of three
children. I refused to raise my children in an apartment and was faced with some scary
financial obstacles. It all seemed impossible until I talked with Richard Dixon. With the
help of Richard and A Mortgage Doctor, I am now in a beautiful three bedroom house.
Because of Richard's Freedom Lifestyle Loan, I am able to raise my children in a house
without being financially burdened by a high mortgage payment."
Lucretia Hovell

My family rented for years at an apartment in J-town. We attended a seminar by A
Mortgage Doctor on buying a home with no money down and payments as low as your
rent. With reluctance we went. I and my family live in a beautiful home on one acre
of land here in Spencer Co. Wow, still after one year I can't believe it. Thanks Freedom
Lifestyle Loan and Richard Dixon. My home payment now is what I was paying for rent.
Tony and Margaret Jackson

I am a single 20 year old that wanted to buy a home. I was told by three mortgage
companies that with my income I could not qualify for more than a 60,000 home.
I was referred to A Mortgage Doctor by a friend and boy I'm glad I called. This
January 2004, I bought my first home for over 100,000 and I'm loving it. Thanks
so much for saying and doing when others said no. Homeowenership was a dream,
but now it's a reality.
Erica Wilkes

Wow, after refinancing with a Freedom Lifestyle Loan. We were able to eliminate just
in a short six month's what our old mortgage could not do in two years plus by making
the same payments as before. By doing so, our loan balances keep going down
signifcantly and we keep smiling. Thanks Richard at A Mortgage Doctor.
Curtis and Camile Watson

We were offered this Freedom Lifestyle Loan by Richard when we first bought our
home in 2001. We were skeptical so we declined it and got a 30-year fixed loan.
A year later the rates dropped lower and I refinanced to another 30-year fixed loan
and again declined the Freedom Lifestyle Loan. I did it right the third time around
and got the Freedom Lifestyle Loan. Since this is a 25-year loan we still gained a few
years to our favor and with the interst payment dropping down to half of our old
payment, we are able to drop three times as much to our loan balance since we are
making our old mortgage payments.Who said it's fun to make house payments?
But it is nice to see the balances fall, fall, fall.
George and Debra Meredith