A Mortgage Doctor Talks

Over my years of experience in the business of mortgage lending, I have come to one
conclusion. Homeowners just are not winning the battle of conquering their mortgage
debt soon enough.
My belief is that if you are borrowing more money than you have
in the bank, you had better find a loan that allows you to have the flexibilities that you
need if and when the need arises.

This is where the Freedom Lifestyle Loan was born. Out of the various types of loans available today, I believe the Freedom Lifestyle Loan to be the best for most homeowners. You may have heard that the divorce rate in our country is above 50%. That an average household owes over $7,000 in credit card debt. And that the foreclosure rate of homeowners has escalated more in recent years. What does all this mean? The average household in our country is financially strapped. (My belief is that an average household in this country is 4 months away from bankruptcy, they just haven’t declared it yet.) For most homeowners the highest payment that is made monthly is the mortgage payment with the smallest amount of payment (by percentage) relieving the amount of debt load. Here is where you must start. A mortgage loan should be as individual as the borrower that is taking the loan. People have different needs, financial goals, income structure and pay scale.

In medieval times, most of the population lived in poverty. (Living from paycheck to paycheck). People lived in fear and paid a lordship just to live. I believe that overall the American household today is not in much better shape. Ask yourself, “Who is my lordship? How can I get out of debt sooner and have an avenue to save for my family’s future?

It’s not just about borrowing money, what amount, at what rate. It is about understanding money and finding the financial balance and peace while being a homeowner.

I encourage you to attend one of our Freedom Lifestyle Loan Presentations to understand how this loan works and how it can benefit you.

Call us today and we will save you a seat!